Financing

You are expected to pay for your office visits and any treatments by cash, check, credit or debit card at the time of treatment. For your convenience, we also work with most major dental insurances and offer third party financing options.

To discuss your payment options or insurance coverage, please call (909) 986-6180 or (909) 874-7870.

We are pleased to accept Prosper Healthcare Lending and CareCredit – Click on the links below for more information.

 

 
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Insurance Inquiries

We work with most insurance plans and will gladly submit a claim to your insurance company at the time of service. We are very knowledgeable about most of the dental insurance offered in our area. If you have more questions or want to discuss your personal dental insurance situation, give us a call!

 

What is the difference between types of Dental Insurances?

HMO – The HMO insurance limits you to only being able to get dental benefits if you go to a specific dentist in their plan. You can of course still come to our office but you would not be able to receive any benefits.

PPO/DMO – Usually a PPO/DMO allows you to go to any dentist, within or outside your network and will cover a portion of the work that you get done. With these types of benefits, you can go to any dentist, but the dollar amount that they cover may vary.

 

Why does the amount for dental procedures vary so much?

Dental benefits are a contract between your employer and your insurance company, therefore offering benefits based on the cost of the policy to your employer. Since this contract does not include you or your personal dentist in the defining of you benefits, it many times does not cover the entire fee associated with you procedures.

 

Why don’t I get full coverage for dental work like I do for medical?

Dental benefits were never intended to offer 100% coverage, as medical insurance does. A dental procedure, even a rather large one, will not usually have such a financial impact on someone as would most major medical procedures. Therefore, dental insurance was originally established and is still considered a benefit or assistance toward dental costs.

Please do not hesitate to call our office or email us at esparzaontario@yahoo.com if you have further questions or want to discuss your specific insurance situation.